Your Wealth Circle

The circle shown in the image featured in this article represents your circle of wealth. It represents all the money you will ever have in your life. It may be smaller than some people’s, yet larger than others. There is a commonality we all share, however. We all want our circles to grow!

Potential clients see a second circle that is broken into three parts. Those parts categorize the money in your wealth circle; two parts that most money managers focus on (Savings and Lifestyle) and the third part, called transferred funds that Jim Dierking and the members of Integrated Financial Concepts focus on first. (You can view a seven minute video titled "Your Circle of Wealth" in the right margin on this page.)

In order to grow your circle of wealth, conventional wisdom says you must curb your lifestyle to save more or take more risks to earn a higher rate of return with your saving / investments. The Specialists at IFC say you have to stop or reduce the money that is being transferred away from you. Those funds are in the form of interest on debt such as mortgages, credit cards and car payments to name just a few as well as taxes you pay or will pay on savings, qualified plans above and beyond the match, college planning and mandatory distributions. There are several other ways money is transferred away from your circle, but they are too numerous to mention here! One thing rings through to the members of IFC time and again, however. Those transferred funds are most often transferred away unnecessarily and often unknowingly. Jim and other private banking specialists at IFC work to change that!

So you are probably wondering how exactly do they do that! Jim will tell you they have a unique approach to growing their client’s circles of wealth. We look for ways to turn the transferred funds around and redirect them back into your circle, thus adding to your savings and growing your funds for such things as retirement, college planning, asset preservation and your current banking and saving plans without market risk and without effecting your current lifestyle!

If you can, imagine for a moment a water hose pouring water into an old bucket with holes in it. As the water flows in from the hose, it is continually leaking out through the holes. In order to fill the bucket, you have to increase the flow of water so that more is going in than is leaking out. If you plug the holes in the bucket, however, it will fill quite nicely, even with a slower flow of water. Jim believes that to be true when building wealth as well! The funds your designate to savings, represented by the water pouring into the bucket will not grow without doing one of two things. Conventional wisdom says you have to put more money into your accounts, which could affect your current lifestyle, or you must invest in products that yield a higher rate of return on your saving. The problem here is when the rate of return is higher, so is the risk you take! You could lose part or all of your funds!

Alternatively, you can reduce or eliminate the transferred money described earlier, which is analogous to the leaks in the bucket. It is much easier and far less risky to eliminate the funds transfers (plug the holes in the bucket), allowing your money to grow in a safe environment with guaranteed growth. That is the key to the success members of IFC are having is assisting their clients toward a happy and prosperous future as well as a comfortable lifestyle along the way. And, Jim and the members at IFC never charge their clients a fee for their services! They explain that to all of their potential clients during their first exploration meeting.

So, if you are not happy with the size of your wealth circle, if you are making more money than you ever have and you still feel like you are not getting any further along with your financial goals, or if you just want another opinion, contact Jim at Infinite Financial Concepts for a free and confidential conversation about your goals. See for yourself how they can help you establish a plan that will give you better control of your finances, both now and in the future. It is time to plug those holes your wealth bucket and to begin working toward a better future that you richly deserve!

Jim enjoys working with young and middle aged families and couples nearing retirement as well as those already retired who are looking for a way to preserve their assets from unnecessary taxation. He says that young people who are new to the business world are a welcomed challenge. He enjoys assisting them with retirement plans and private banks, much the same as he has done for his children and their peers.

Feel free to contact Jim, using the contact form on our corporate web page, or by email to jim .